When your living space no longer fits your needs, you have options. Here are financing options to consider if you’d like to begin house construction, move to a new home, or remodel your current home. Your options for Home Remodels, Mortgages & House Construction include:
6 Questions to Ask Before Remodeling Your Home
An occasional home remodel is an important part of owning a house, and it’s very important that no part of the decision goes overlooked. Whether you’re interested in improved aesthetic appeal, a return on your investment, or your home just needs some work… Here are six questions to ask before remodeling your home:
The Anatomy of a Debit Card Breach
Chances are that you or someone you know have been the victim of debit/credit card fraud. Even though your personal card is covered for any fraud and you have zero liability for any charges, having to go through the process of identifying and returning fraud charges and then being without a card while you wait… Read More
5 Home Renovations for Return On Investment
It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the value of your home, the value of homes in your immediate neighborhood, the housing market where you live, how soon you… Read More
Caution: Some Home Renovations Won’t Add Value
Every homeowner must pay for routine home maintenance, such as replacing worn-out plumbing components or staining the deck, but some choose to make improvements with the intention of increasing the home’s value. We’ve detailed home renovations that will produce a positive ROI in a previous blog post. Certain projects, such as adding a family room… Read More
The 5 Step Process to Build a House
Let’s look at the process to build a house. Assume your home is being built in a typical master-planned community, a large new home development. The process actually started when the developer planned the new home community. An overall plan was created that includes the type of homebuyers to target and what types of new homes… Read More
How to Get Government Financing for your Small Business
You don’t have become an expert on government loan programs to get government financing for your small business. The government does not lend money out directly, the financing is indirect via incentives to the banks and other finance entities. For example, if the borrower and loan purpose qualifies, the Small Business Administration guarantees a percentage of… Read More
Why Banks Only Want to Make You a Business Loan When You Don’t Need One
Of course this is not true, but given the effects of the great recession of 2008, it can seem that way sometimes. Yes it can be hard, your business hits a snag and your bank doesn’t want to lend any more money to you. There are a couple of keys to avoiding this situation.
Chelsea State Bank Offers 7 Tips to Avoid Online Fraud
Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the web. In recognition of Internet Safety Month in June, CSB is highlighting seven tips to help consumers protect themselves from online fraud.
The .Bank Transition – Why and How it was done
Moving to a website address that replaced .com with .bank was a radical change and left customers wondering why do it? fTLD (the body that oversees website addresses) did a success story on CSB’s switch to .bank; the full story can be found here – https://www.register.bank/docs/Success-Story-Chelsea-State-Bank.pdf but the part we would like to highlight here… Read More