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Chelsea State Bank

Chelsea State Bank

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Michigan Debt Consolidation Resources for 2018

January 23, 2018

Debt Consolidation

Starting out any new year is always a good time for making commitments and resolutions. Many times we are successful, and at other times not so much. But it is important to keep trying to reach the desired goal. For example, if you are in debt, even if it is a little debt and struggling… Read More

Setting a Plan: How to Get Out of Debt

June 27, 2017

How to Get out of Debt

Setting a Plan to Eliminate Debt Whether you’re starting a diet, exercise routine or a strategy to eliminate personal debt – the plan is the easy part. Following the plan, not so much. It takes commitment and discipline to become debt free, but the reward is well worth it. Being debt free will allow you… Read More

Am I Financially Fit?: Debt-to-Income Ratio

June 13, 2017

Debt-to-income ratio, also known as: High School Math Class, Revisited People often want more house than they can afford, more car than they can afford, more things than they can afford. Perhaps it’s just human nature to stretch your budget. In our consumer-oriented society, there are a lot of forces telling you to buy a… Read More

How to Get Out of Debt with a Home Equity Line of Credit

May 16, 2017

Are you trying to make a big life change but need a little financial help? With all the financing choices out there, it can be challenging to find the right loan or credit option for your situation.

6 Ways to Avoid Medical Debt Collection

December 27, 2016

Medical Debt Collection

Life can be difficult when a loved one or we are ill and medical bills start to arrive. This becomes a very stressful time and can cause financial distress. One thing we have to do when medical bills start to pile up is become our own advocate. We need to take control of the situation… Read More

9 Ways to Pay off Debt Without Credit Cards

December 13, 2016

Alternatives to Credit Cards for Debt

Today, many of us are living paycheck to paycheck because of financial situations that happen beyond our control. Someone in our household loses a job, becomes ill, or experiences other hardships like death or divorce. Whatever your life situation, when the bills start to pile up…it’s easy to turn toward one or many of the… Read More

Should I Use a Personal Loan to Pay off Credit Card Debt?

December 8, 2016

Credit cards have become a way of purchasing today. We all use credit cards to buy now and pay later. When credit card debt begins to pile up, it might be better to pay off the credit card debt with a personal loan. Here are four reasons to get a personal loan to pay off credit… Read More

7 Ways to Avoid Holiday Credit Card Debt

December 6, 2016

Holiday Shopping

As the holidays bustle in, so does the joy of the season. Make sure to keep the joyous part of the season alive by reducing your stress and managing your holiday spending. The best place to start is by putting away the credit cards. Nothing can take the joy out of the season more than… Read More

How Does Unsecured Debt Affect My Credit Score?

October 6, 2016

Unsecured Debt Affecting Credit

If you’re wondering how unsecured debt affects your credit score, the first thing to know is that any debt can affect your credit score. If you always make your payments on time – it will affect your score in a positive way. And if you miss some of your payments or do not make them on… Read More

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Free Kasasa Cash Checking Benefits

The average interest rate earned on most checking accounts is not even 1%! And many banks charge you just to keep your account open. A Free Kasasa Cash Checking account through Chelsea State Bank is not only free to use and keep open, but it offers some of the highest annual APY1 of any account. There’s no minimum balance, no fees, and you have access to online banking services, as well as personal service from Chelsea State Bank.

  • Earn 2.53% APY1 annually on balances up to and including $10,000*
  • Earn .25% APY1 on balances over $10,000*
  • Earn .05% APY1 if qualifications are not met*
  • No maintenance fees
  • Full-service online banking
  • Personal service with Chelsea State Bank
  • Refunds on ATM withdrawal fees up to $25*
  • $1.00 minimum deposit to open. No minimum balance requirements.

*To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking.

1 APY = Annual Percentage Yield. Rate is variable and may change at any time. Fees may reduce the earnings on this account. APY is accurate as of 04/01/2020.

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Free Kasasa Cash Back Checking Benefits

Most cash back rewards cards sound great at first, until you read the fine print: You only get rewards on certain items, at certain stores, at certain times. With a Free Kasasa Cash Back Checking account, you get 4% cash back on all purchases up to $200 monthly. That’s $96 cash back every year. And you still have access to top-notch online banking services, one-on-one service through Chelsea State Bank, no maintenance fees, and refunds on ATM withdrawal fees*.

  • Earn 4% cash back on all purchases up to $200*
  • No maintenance fees
  • Full-service online banking
  • Personal service with Chelsea State Bank
  • Refunds on ATM withdrawal fees up to $25*
  • $1.00 minimum deposit to open. No minimum balance requirements.

*To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Open in Minutes

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Free Kasasa Tunes Checking Benefits

Online shopping and services allow you to get what you need when you need it. But did you know that you can earn separate rewards on your online purchases? With a Kasasa Tunes account, you can earn $10 in rewards every month straight back to your iTunes®, Amazon®, or Google Play™ accounts. The best part is, you can make purchases anywhere and get rewards back to your online accounts!

  • Earn $10 monthly to your iTunes®, Amazon®, or Google Play™ accounts
  • No maintenance fees
  • Full-service online banking
  • Personal service with Chelsea State Bank
  • Refunds on ATM withdrawal fees up to $25
  • $1.00 minimum deposit to open. No minimum balance requirements.

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

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September is Financial Wellness Month

We’ll Give You $10 When You Get a Wealth Care Plan!

We’ve made a 3-minute assessment to help you evaluate your financial health, and we’re waiting to give you a $10 visa card when you stop in to review your score!

I’m ready to make a Wealth Care Plan!

Take the Online Assessment!

Schedule an Assessment

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