Let’s look at the process to build a house. Assume your home is being built in a typical master-planned community, a large new home development. The process actually started when the developer planned the new home community. An overall plan was created that includes the type of homebuyers to target and what types of new homes… Read More
How to Get Government Financing for your Small Business
You don’t have become an expert on government loan programs to get government financing for your small business. The government does not lend money out directly, the financing is indirect via incentives to the banks and other finance entities. For example, if the borrower and loan purpose qualifies, the Small Business Administration guarantees a percentage of… Read More
Why Banks Only Want to Make You a Business Loan When You Don’t Need One
Of course this is not true, but given the effects of the great recession of 2008, it can seem that way sometimes. Yes it can be hard, your business hits a snag and your bank doesn’t want to lend any more money to you. There are a couple of keys to avoiding this situation.
Chelsea State Bank Offers 7 Tips to Avoid Online Fraud
Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the web. In recognition of Internet Safety Month in June, CSB is highlighting seven tips to help consumers protect themselves from online fraud.
The .Bank Transition – Why and How it was done
Moving to a website address that replaced .com with .bank was a radical change and left customers wondering why do it? fTLD (the body that oversees website addresses) did a success story on CSB’s switch to .bank; the full story can be found here – https://www.register.bank/docs/Success-Story-Chelsea-State-Bank.pdf but the part we would like to highlight here… Read More
5 Advantages of Working with a Genuine Community Bank
Working with a community bank has its clear advantages. A genuine community bank is headquartered in the community, and cannot be duplicated by a bank that that has managers in charge of a territory including your community. Communities are about relationships, and your community banker has the inherent tools to foster an ongoing productive business… Read More
How to Qualify for a Business Line of Credit
Qualifying for a business line of credit can often be a simple procedure, but it’s important to understand how that line of credit can and cannot be spent. Read up on how you are allowed to use a line of credit for your business. How You Can Use A Business Line of Credit Below are… Read More
“Tech Support” Scams
A recent trend we have noticed is many people reporting they have been alerted to needing immediate support for their computer. This is typically done either through software which “detects” malicious items such as viruses on the computer (when the detection software itself is in fact a virus), or receiving a telephone call from someone… Read More
IRS Consumer Alert
Consumer Alert: Scammers Change Tactics, Once Again WASHINGTON — Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but now the IRS is receiving new reports of scammers calling under the guise of verifying tax return information over the phone. The latest variation being seen in the last… Read More
ABA Offers Consumer Tips for Mobile Security
Via the ABA Banking Journal – In advance of National Consumer Protection Week, March 6-12, ABA today published a press release highlighting 12 ways that consumers can better secure their mobile devices. “Banks use sophisticated safeguards to protect customer information, and it’s important for consumers to take certain safety measures too,” said SVP Doug Johnson…. Read More