Meet Thomas DuMont, Senior Vice President, Commercial Lending Manager for Chelsea State Bank. Tom joined the Bank in April with 21+ years working for regional and national banks, including six years at JP Morgan Chase, and 12 years for Huntington Bank. His most recent position was Community President, Jackson County, at Huntington Bank. “I am… Read More
Put Dreams Into Action with Camper and RV Loans
One thing for sure about the pandemic – it either validated or created a new love for adventure and the outdoors. When travel became more restricted in early 2020, we started to make lists of all the things we wanted to accomplish while we were quarantined like organizing closets, writing our biographies, and taking online… Read More
Employee Spotlight: Dawn Vann
Meet Dawn Vann, a Loan Processing Clerk for Chelsea State Bank, fulfilling one of her childhood dreams! Dawn began her career with Chelsea State Bank three years ago as a Teller. As someone who is always looking for a challenge and to learn new things, Dawn was excited to move into the loan processing area… Read More
Cash Out Refinance vs HELOC: Which is Right for You?
The home market is extremely competitive right now with historically low mortgage interest rates. This is an ideal time to consider a cash-out-refinance if you are considering remodeling your current home, paying down debt and/or having extra cash for something else you’d like to do. A home equity loan and home equity line of credit… Read More
5 Mortgage Refinancing Tips to Save Money
It’s an exciting time to refinance your current mortgage because interest rates are historically low today. In most cases, you will save money when you refinance. However, you will want to pay attention to the details during this process. Working with your mortgage banker right away will help to make sure you are getting the… Read More
Cash Out Refinance vs No Cash Out: How to Choose
Refinancing is the buzz today because mortgage interest rates are historically low. And when interest rates are low, it’s also an ideal time to think about refinancing with cash out. Let’s take a look at how to choose whether you refinance with or without taking cash out. Home Improvement When thinking about taking cash out… Read More
Chelsea State Bank Announces Board Reappointments, Dexter Community Fund Development Role
Chelsea, Mich., April 14, 2021 – The Board of Directors of CSB Bancorp and Chelsea State Bank recently announced the reelection of Directors Craig Common, Owner and Head Chef, The Common Grill; Nancy Graebner, President, St. Joseph Mercy Chelsea; and Mark Heydlauff, Co-owner and Store Manager, Heydlauff’s Appliances. The Board of Directors of Chelsea State… Read More
Employee Spotlight: Alex Smith
Meet Alex Smith – probably one of the nicest guys you’ll ever meet because of his easy-going personality and his willingness to help anywhere he can. Alex is a Credit Analyst in Commercial Lending. He began his career with Chelsea State Bank in 2013 and has worked across a spectrum of roles, including operations, IT… Read More
5 Ways to Use Mortgage Refinancing to Your Advantage
If you have ever thought of refinancing your current home mortgage – now is the time! We have once again entered a period where mortgage interest rates are historically low. No matter what your current mortgage interest rate is today, you will want to talk to a mortgage banker to see if you can take… Read More
Banks Never Ask That! Worried about phishing scams?
Learn how to spot them with one simple trick. Outsmart the scammers by watching this video from #BanksNeverAskThat!