Chelsea State Bank Has Your Perfect Mortgage Loan

Our Buyer’s Edge gives you a competitive advantage to get the house of your dreams before it’s too late in this hot real estate market.

Start Your Fast Pre-Qualification Request

We have the mortgage that works for you.

No Application Fee

Apply Online

Quick Turnaround

Know Your Mortgage Potential Now

Start Your Fast Pre-Qualification Request

We have the mortgage that works for you.

Fixed Rate Mortgage

Know what your mortgage payment is going to be every month for the life of the loan.


Fantastic financial gains with a long term with a fixed rate. Minimal cash investment up front.

Construction Loans

Purchase your land, build your home, and transfer to a permanent mortgage once your dream home is built.

USDA Loans

You can typically take advantage of no down payment and lower interest rates.

We’re Ready to Make Your Dream Home A Reality

Our pre-qualification will give you the Buyer’s Edge in this competitive real estate market. Whether just starting to look at a new house or ready to make an offer soon, our pre-qualification process will have you ready to make a solid offer.

Let Everyone Know You Are A Serious Buyer

Know The Extent of Your Buying Power

Streamline Your Buying Process


Start Your Fast Pre-Qualification Request

About Our Loan Team

Our local lending professionals are here to help you make the best loan decision for your goal and financial situation. Whether a Home Equity Line of Credit or a personal loan, we have the right option for any situation. Loan decisions are made locally, so you will not be waiting around for days and weeks to get a response from one of our lending professionals.

Begin Your Pre-Qualification Now

The Chelsea State Bank local lending team is ready to quickly get your mortgage pre-qualification process in motion. Tell us some quick information about yourself and a member of our lending team will quickly be in touch.

Tell Us About Yourself

The Buyer’s Edge at Chelsea State Bank is a mortgage pre-qualification request program. All pre-qualifications and mortgage loans are subject to approval of credit. Final loan approval is contingent on property appraisal, clearance of title and confirmation of current loan application information. Equal Housing Lender.