Whatever’s next on your horizon, CSB has you covered with a local loan for what you need most.
Competitive Rates
Fast, Local Decisions
Loan Coverage Variety
Fronting cash for a large expense can be difficult. Fortunately, CSB offers loans for a whole range of larger purchases and/or personal goals, making it easy to get what you want now and pay over time in manageable installments.
Need more Information?
Learn more about local CSB consumer loan options below:

Auto Loans
Whether you’re looking for a shiny new sports car or an affordable daily driver, we have an auto loan for you. We finance both new and used cars, trucks, motorcycles and SUVs from both dealerships and private sellers. Stop in, call or connect with us for rates, terms and information on an auto loan that fits your needs with the friendly service you expect from CSB.
Recreational & Utility Vehicle Loans
Michigan is a state that calls you to the outdoors and there’s something for every season. Whether you need a camper for exploring our great state and beyond, a boat for open water relaxation, fishing or family fun, an atv for roaming the rugged earth, or a snowmobile for the colder months, we have a loan for that. We offer competitive rates on loans for both new or used recreation and utility vehicles that can be used to pay a dealer or a private seller. Request a lender call and we’ll get you started towards your vehicle loan today.


Personal Goal & Project Loans
If you have had a project in mind, but don’t have the funds to get started, we’ve got you covered. We finance a whole range of projects and goals with our personal term loans. These loans are flexible and can be customized to your individual situation. Connect with a lender to learn about our competitive rates and how we can structure a loan to your needs.
Debt Consolidation & Overdraft Lines
If you have purchased things using a variety of credit cards or secured multiple loans to fund projects and purchases over the years, consolidating your debt with a competitive rate loan at CSB might be a good financial move. We work with you to structure flexible terms that are customized to your situation and your budget so you can combine your debts into one dependable loan payment.
We also provide overdraft lines of credit that can be linked to your checking account to help prevent you from incurring fees when you’ve overdrawn from an account.
Set up a chat with one of our lenders to discuss your debt consolidation or overdraft loan options today.


Mortgage Loans
If you’re looking to buy a home, there’s no better place to start than CSB. Our friendly and supportive staff will walk you through the process of securing the best home loan for your situation. Whether you need a typical fixed-rate mortgage loan, an adjustable rate mortgage (ARM), government insured FHA loan or even funding to build the house of your dreams, we’ve got you covered. You may even be able to take advantage of our homeownership opportunity program for assistance toward your down payment and fees. Whatever your situation and home purchase needs, we have a loan for your new home – connect with a lender to see what’s available today.
Whatever it is you need, there’s a loan for it with CSB.
Loan rates are competitive compared to the current market.
Chelsea State Bank offers loans for a variety of purchases, projects and personal goals. Contact a lender for rates and loan terms available today.
Get Started on Your Loan
Connect with a local CSB lender to explore current consumer loan options.