When a bank rewards you for banking with them, and lets you choose the rewards you want to earn, it can be hard to decide which rewards to consider – especially when they both look enticing! Here are a couple differences to help you decide between Kasasa Cash Back or Kasasa Tunes Checking accounts.
Differences Between Kasasa Cash Back and Kasasa Tunes Checking Accounts
First, the major difference between these two accounts – one rewards you with actual money/cash back into your checking account and one rewards you with grants for online shopping purchases.
Kasasa Cash Back offers:
Up to $8 in cash back per month, based on 4.00% cash back on debit card purchases, up to $200 in purchases you make every month or up to $96 per year. (Think how easy it is to use your debit card to make these purchases every month!)
Kasasa Tunes offers:
Up to $10 in grants per month for the purchases you make on iTunes®, Amazon®, or Google Play™ or up to $120 per year. (Think of your Amazon Prime membership!)
The other difference between these two accounts – the Kasasa Cash Back account lets you link to a Free Kasasa Saver account that will automatically transfer your cash back reward into the Saver account. When you meet the three qualifications listed below, Chelsea State Bank will also pay high interest on your savings balance. Because your Kasasa Tunes Checking account rewards you with purchase grants – your reward is more like a refund for shopping online, and therefore cannot link to a Kasasa Saver account.
Similarities Between Kasasa Cash Back and Kasasa Tunes Checking Accounts
Here are the many things both accounts have in common.
- FREE Checking accounts – No minimum balance and no monthly fee
- ATM Refunds – Up to $25 for nationwide ATM withdrawal fees
- Same qualifications to earn rewards and ATM refunds each monthly qualification cycle – All you need to do are these three things:
- Have e-statements
- Sign into online banking
- Have 12 debit card purchases post and settle each month
Now you have to decide which is more important to you – having cash back every month or having a grant for your online purchases every month. It’s pretty exciting when your bank rewards you for spending your money. Which is best for you?
For all the details on Chelsea State Bank’s Free Kasasa Checking Accounts and to open your account online, click here.
iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver and Kasasa Tunes are trademarks of Kasasa Ltd., registered in the U.S.A.