In March of 2019, Chelsea State Bank (CSB) partnered with Affinity Wealth Solutions to offer investment services to CSB’s customers. Affinity Wealth Solutions gives CSB customers accessibility to investment services including, investment management, retirement planning, estate planning, insurance planning, education funding and charitable giving strategies. “We are excited to partner with an established firm like… Read More
Employee Spotlight: Betty Campbell
If you are a customer of Chelsea State Bank, own a business in Downtown Chelsea, or have participated in community events over the years – You know Betty Campbell! Betty has been with Chelsea State Bank since 1985. She has progressed through the ranks as a teller, vault teller, head teller and customer service representative…. Read More
CEO John Mann Honored with 2020 Best of Community Banking Award
Chelsea State Bank has the distinct pleasure to announce Chairman and CEO John Mann has received The Best of Community Banking Award for 2020 by the Community Bankers of Michigan (CBM). Mann was honored with this prestigious award at CBM Annual Convention held at the Grand Traverse Resort in Traverse City this September with his… Read More
Employee Spotlight: Jacob Grob
Jacob Grob – A Genuinely Nice Guy At Chelsea State Bank – YOU matter. One of the qualities you’ll find at a community bank is the emphasis on exceptional customer service. As a Customer Service Representative, Jacob Grob is going to make sure you are well taken care of when you work with him. Jacob… Read More
Employee Spotlight: Lisa Baleja
Meet Lisa Baleja, Dexter Branch Manager. Lisa has led the Chelsea State Bank Dexter Banking Center team for the last six years. Customers and fellow cohorts will agree – Lisa has a keen business sense. Lisa has a long and successful career in helping her customers and serving her community. When you meet with Lisa… Read More
5 Factors that Influence Home Equity Approval
When considering the factors that influence the approval of a home equity loan, and for any loan actually, the number one thing that your financial institution will consider is your creditworthiness, i.e., can you pay back the loan. These are the Five Factors That Will Influence Your Home Equity Approval. Income and employer Mortgage obligation… Read More
What Documents are Needed to be Approved for a Home Equity Loan
When you’re in the market for a home equity loan, your bank will want to know about your current mortgage and your creditworthiness. That is, have you made your mortgage payments on time, have you built equity in your home, and can the bank take a risk on you and lend you money. Therefore your… Read More
Employee Spotlight: Meet Dawn Kalusha
If you’ve ever had the opportunity to work with Dawn Kalusha, pass her in a hallway or neighborhood street or even talked with her on the phone – you experienced one of the most genuine smiles from any human being! And those smiles always lead to great conversation and unmatched customer service. In short –… Read More
What is a Home Equity Line of Credit Loan or a HELOC?
A home equity line of credit – or HELOC, the acronym commonly heard – is one of the best kept secrets if you are a homeowner. A HELOC allows you to borrow money from the equity you have in your home. Typically the less you owe on your home mortgage, the more value you have… Read More
Employee Spotlight: Meet Sharon Ambs
If you have ever needed assistance with online banking, ACH and wire transfers, you have most likely talked with Sharon Ambs. Sharon is the cheery, helpful voice on the other end of your telephone calls. She has worked in Chelsea State Bank’s Data Processing Department for the last 23 years. She has seen many changes… Read More