Paying off debt at lower rates with a personal loan has advantages as well as some downsides. It’s always a good idea to avoid debt when possible, but sometimes life can offer an opportunity or get in the way of plans. Maybe you’re facing a financial emergency, such as a job loss or health issue…. Read More
3 Ways a Personal Loan Can Help Your Community
Community banks are often considered the heart of their communities because of the care and concern they have for families and businesses in the area. Chelsea State Bank makes it their mission to give back to their communities by donating thousands of dollars and hundreds of hours to local organizations that help communities thrive.
Should I Use a Personal Loan to Pay off Credit Card Debt?
Credit cards have become a way of purchasing today. We all use credit cards to buy now and pay later. When credit card debt begins to pile up, it might be better to pay off the credit card debt with a personal loan. Here are four reasons to get a personal loan to pay off credit… Read More
How Can I Get a Better Rate on Personal Loans?
Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice. Find the best rate, borrow only what you need and repay your debts on time. How much you can… Read More
5 Ways a Personal Loan Can Save You Money
In the fast-paced world we live in today, we often need or want things before we have the full purchase price. We have all grown up using credit and it seems like most generations today prefer to buy now and pay later. But, we also know that it’s prudent to save our money. Here are… Read More
How to Calculate Monthly Personal Loan Payments
When most people borrow money, the monthly payment is one of their top concerns: is it affordable? Know your monthly expenses compared to current income; or potential income changes during the life of the new loan. If you’re not sure how much you’ll need to pay, a loan calculator – or a bit of math… Read More